Investing is simple, but never easy. We carry a lot of investment baggage, including hot tips from friends and the financial media, as well as complicated financial recommendations from Wall Street "experts." Yet the biggest obstacle we face is the tendency to outsmart ourselves.
In order to overcome this obstacle, you need to follow straightforward strategies that will consistently push your portfolio ahead of the pack by an additional 3 to 4 percent annually. These are strategies that work in up markets and especially in times of market crisis and panic. Most importantly, these strategies are basic enough for even a kid to understand.
Follow the story of Kevin Roth—an eight-year-old who was schooled in simple approaches to sound investing by his father, a seasoned financial planner—and discover how simple it can be to become a successful investor. Learn how to create a portfolio with the widest diversification and lowest costs; one that can move up your financial freedom by a decade and dramatically increase your spending rate during retirement. Hear about fresh new approaches to investing. Listen as they debunk the financial myths and legends that many of us accept as true and show you what it really takes to build long-term wealth with less risk. You'll also learn how not to confuse the unlikely with the impossible.
Whether you're young or young-at-heart, the straight-talking advice found here will help you:
• Design a portfolio composed of a few basic building blocks that can be "tweaked" to fit your personal needs
• Go beyond indexing, which owns the entire market, and actually beat the market
• Reengineer your portfolio to stop needlessly paying taxes
• Increase your return, regardless of which direction the market goes, by picking the "low-hanging fruit" we all have in our portfolios
Engaging and insightful, How a Second Grader Beats Wall Street takes you through Kevin Roth's real-life story, while driving home key strategies and tools you can implement in your own portfolio. With just a little time and a little work, you can become a better investor. With this audio book as your guide, you'll discover how a simpler approach to today's markets can put you on the path to financial independence.
For more information, visit www.SecondGraderPortfolio.com.
Everyone needs to invest, but where do you invest during bear markets?
The massive stock declines over the past year have eroded savings, but this doesn't mean you should stuff your money under a mattress. It needs to be put to work getting some return so that it will grow.
Smart investors will turn to high dividend paying stocks to get a stable and growing stream of income. Dividend investing-that provides an income beyond any gain in the share price-may be the investor's best weapon. Dividends are safe, largely reliable, and maybe at the their cheapest levels in many years. While the best paying dividend stocks of recent years, such as financials, took a huge beating in 2008, opportunities will abound in 2010 and beyond-if you know where to look.
In The Little Book of Big Dividends, dividend stock expert Chuck Carlson presents an action plan for dividend-hungry investors. You'll learn about the pitfalls, how to find the opportunities, and will learn how to construct a portfolio that generates big, safe dividends easily through the BSD (Big, Safe Dividends) formula. If you're a bit adventurous, Carlson has you covered, and will teach you how to find big, safe dividends in foreign stocks, preferred stocks, ETFs, real estate investment trusts, and more.
• Contains the simple tools, strategies, and recommendations for finding big, safe dividends
• Helps you put a complete portfolio together that pays dividends every month
• Show you the top dividend paying stocks with their dividend payment dates
It doesn't get any easier than this, and in these turbulent times, you can't afford to ignore the power of dividends. Listen to The Little Book of Big Dividends and gain a better perspective of how you can protect yourself for the future.
The National Book Critics Circle Award-winning author of The Reformation returns with the definitive history of Christianity for our time
Once in a generation a historian will redefine his field, producing a book that demands to be heard-a product of electrifying scholarship conveyed with commanding skill. Diarmaid MacCulloch's Christianity is such an audio book. Breathtaking in ambition, it ranges back to the origins of the Hebrew Bible and covers the world, following the three main strands of the Christian faith.
Christianity will teach modern listeners things that have been lost in time about how Jesus' message spread and how the New Testament was formed. We follow the Christian story to all corners of the globe, filling in often neglected accounts of conversions and confrontations in Africa and Asia. And we discover the roots of the faith that galvanized America, charting the rise of the evangelical movement from its origins in Germany and England. This audio book encompasses all of intellectual history-we meet monks and crusaders, heretics and saints, slave traders and abolitionists, and discover Christianity's essential role in driving the enlightenment and the age of exploration, and shaping the course of World War I and World War II.
We are living in a time of tremendous religious awareness, when both believers and non-believers are deeply engaged by questions of religion and tradition, seeking to understand the violence sometimes perpetrated in the name of God. The son of an Anglican clergyman, MacCulloch writes with deep feeling about faith. His last book, The Reformation, was chosen by dozens of publications as Best Book of the Year and won the National Book Critics Circle Award. This awe-inspiring follow-up is a landmark new history of the faith that continues to shape the world.
New York Times bestselling author Michael J. Gelb (Think Like Leonardo Da Vinci) opens our eyes to the remarkable power of wine to unleash creative potential, awaken our genius, and forge bonds with friends and co-workers. Here’s a wine appreciation audio book that invites you to experience wine with your “whole brain”—an approach that is unequivocally unique:
• Part 1 provides the practical "left-brain" knowledge you’ll need to handle yourselves in any wine-related situation (how to buy, what to look for, how to toast, and how to get the best value for the money).
• Part 2 explores how wine can serve as a catalyst for creativity and "right brain" thought, highlighting the greatest wine-related art, music, and architecture of all time.
• Part 3 guides you through a delightful step-by-step process of bringing family, friends, or colleagues together for "Inspired Thinking" wine parties.
• Part 4 features a “Wine Geek Jargon Guide” and other essential wisdom.
All in all, Wine Drinking for Inspired Thinking will not only improve your enjoyment of wine, but will also enhance the enjoyment of your life.
Business and Negotiating Tactics From a Master Sports Agent
Donald Dell is a legend in professional sports. As one of the first agents to represent athletes, he's been negotiating mega-deals for almost forty years with a hugely successful record on behalf of stars like Arthur Ashe, Michael Jordan, Jimmy Connors, Patrick Ewing, Stan Smith, and Boomer Esiason.
Now Dell shares behind-the-scenes stories of his dealings with some of the most powerful sports owners and executives. He brings the inner workings of the negotiating room to life and offers lessons that listeners can apply to their own tough situations. A sample:
With the value of the dollar sinking, bond yields drying up, giant investment banks collapsing, and stock markets crumbling, how can you ensure that your money will stay safe? By becoming better acquainted with the markets, the “professionals” who populate the field of finance, and most importantly, yourself.
While this may sound like simple advice, author Jason Zweig—the investing and personal finance columnist for the Wall Street Journal—knows how difficult this endeavor can be. But as a trusted voice in the financial community, he has helped thousands of investors achieve this goal, and now, with The Little Book of Safe Money, he wants to help you do the same.
This is the perfect guide for those trying to make their way through today’s tough markets. He covers everything from investing behavior and why our minds come with their own set of biases that often prove harmful to the use of financial advisors, and goes one step further than the rest by questioning an investor’s true appetite for risk. Zweig also debunks many of the myths that whirl around Wall Street with chapters like “Hedge-Fund Hooey.”
This timely audio book:
In a straightforward and accessible style, Zweig peels away layer after layer of buzz words, emotion, and myths to reveal what’s really going on in today’s financial markets and how you can thrive under even the most adverse conditions. If you’re serious about succeeding in today’s turbulent markets, then The Little Book of Safe Money is what you should be listening to.
Your competitors are using social media platforms like blogs, Twitter, and Facebook to reach their customers in order to grow their businesses and profits—are you?
You'll learn how to cultivate profitable online relationships, develop your brand, and drive meaningful business. Brogan shows you how to build an effective blog or website for your business, monitor your online reputation and what people are saying about your business online, and create new content to share with your customers.
If you aren't using the Internet and social media to market your business and stay in touch with your customers, you're already falling behind. The Social Media 100 gives you 100 effective, proven strategies you need to succeed.
Traditional marketing tactics aren't bringing in customers like they used to, and even today's most successful businesses are suffering shrinking returns on their advertising and marketing investment. The Digital Handshake explains this phenomenon and reveals seven effective, proven strategies for using new media and online tools to find new customers and keep them.
Marketing is no longer a one-way street, but an engagement in a conversation with customers and potential customers. The Digital Handshake shows you how to introduce yourself to the online world and engage customers via new media tools like blogs, social networks, online video, podcasting, mobile marketing, customer ratings systems, and Twitter.
Using real case studies, social media authority Paul Chaney shows you how to design a comprehensive marketing and advertising campaign that enhances traditional marketing efforts with an entire suite of new media applications. He provides practical Web 2.0 solutions for real-world business problems, including how to counter negative perceptions about your brand or company, reward those who speak well of you online, and generate brand awareness and positive impressions.
Social networks like Facebook and LinkedIn are growing by leaps and bounds, connecting people in profound new ways and changing the way communities and individuals buy. Tomorrow's best companies will be those who can most effectively use social media to connect with consumers, ramp up branding efforts, and grow their online presence.
New technology can either undermine your marketing efforts or enhance them. Don't be left behind. The Digital Handshake is a tactical and practical guide for non-technical business leaders who want to leverage the new media tools like social networks to positively affect their bottom line.
The cumulative wisdom of a team of business experts is distilled in these practical principles for evaluating and correcting unsound business behaviors before they adversely affect profitability. Business leaders with a broad spectrum of sales and marketing credentials in small and large companies examine universal problems and suggest remedies appropriate for any business. Common pitfalls such as seeking comfort zones, adopting a survival or bunker mentality, and doing one thing well while ignoring other crucial areas are specified and addressed.
Three strategic actions guaranteed to rescue a company from stagnation are outlined, with practical applications for any business venture. Citing examples in the lifestyle, financial, technical, advertising, and manufacturing sectors, this guide suggests ways to wring the most out of every marketing dollar and bring out the best in every employee.
Do you know that key relationships have been specifically placed to help you in ways you never imagined? Do you realize there are special people who are not just happenstance acquaintances but strategic relationships to help you find the life of your dream? Have you missed the simplicity behind this mysterious thing called DESTINY? Perhaps the real problem of finding your dream isn't about who you don't know, but whom you've neglected.
In THE POWER OF WHO! Bob Beaudine presents a revolutionary concept that will get you moving toward your dreams and goals in ways you never imagined. This audio book challenges many widely held presumptions, including the importance of traditional networking. Instead he offers a different plan -- a time-tested, unique approach.
First Beaudine leads you to identify people within your group of friends and friends of friends who are the foundation for making connections. Then he takes you through what you want to accomplish in life and encourages you to dare to dream, to DREAM BIG!
Following his BusinessWeek bestsellers Elizabeth I, CEO and Patton on Leadership comes a new and perfect subject for Alan Axelrod’s innovative format: Winston Churchill, the quintessential leader of the 20th century.
Churchill skillfully converted crisis into victory, making the boldest of visions seem attainable; even though he sometimes failed audaciously, he embraced his errors and used them to become stronger. Axelrod looks at this much-studied figure in a way nobody has before: he explores 25 key facets of Churchill’s leadership style and decision-making from his early years as a junior cavalry officer and journalist to his role throughout WWII and demonstrates how he was able to overcome near-impossible obstacles.
Fluidly and engagingly written, each lesson is enlivened with a vivid vignette from Churchill’s life. As always, Axelrod’s penetrating analysis will instruct, inspire, and encourage those who lead business enterprises, large and small.
For working mothers who face endless demands on their time and attention, What Happy Working Mothers Know provides scientifically proven and practical ways to replace stress with contentment and find the right balance between work, motherhood, and life. Your own happiness is important—because happy moms make better moms and more successful professionals.
What Happy Working Mothers Know reveals that the key to being your best is to take care of your happiness the same way you take care of your health—through conscious daily choices. Cathy Greenberg and Barrett Avigdor explain how you can use positive psychology to shift from a mentality of scarcity to one of abundance to create happiness for yourself and those around you, even when you're at your very busiest.
Based on new scientific research, this mom-friendly guide gives you the practical advice and effective strategies you need to be a great mom and a great professional without sacrificing your own happiness. You'll learn to apply lessons learned at work to your motherhood skills (and vice versa), as well as how to avoid "happiness traps" like trying to be Supermom, doubting yourself, or believing that you are your job. Inside, you'll find handy, effective tools to avoid these traps and meet a host of courageous women who share their stories and how they found their own happiness.
Many moms raise great kids and achieve the personal and professional success they desire and deserve—but at what cost? What Happy Working Mothers Know doesn't show you how to have it all, but how to have all the things that really matter—including your own happiness.
Do You Have to Worry About Your Co-worker, Nanny, Neighbor, or Date?
If you’re concerned about a new relationship, or even an old one, you will no longer need to rely on instincts, hunches, or horoscopes.
Even when interaction is limited to mere observation or a brief exchange whether you’re at a bar, restaurant, park, or even in an elevator you can discover how to assess the general emotional stability of a person in just minutes.
The legendary leader in human behavior, Dr. David J. Lieberman, shows you how to protect yourself and your loved ones, emotionally, financially, and physically from unstable individuals who will inevitably pass through your life.
He has personally trained the military, FBI, and mental health professionals around the world on how to eliminate the guess-work and learn in person, online, or even over the phone virtually fool-proof tactics to find out if a person is normal, neurotic, or something far more dangerous.
If you’ve ever wondered . . .
FIND OUT WHO’S NORMAL AND WHO’S NOT
HARNESS NEW COLLABORATIVE TECHNOLOGIES FOR COMPETITIVE GAIN
Most organizations realize that to succeed in today’s turbulent world, they need to perform as an integrated whole to tap into innovations and good ideas. Yet many still find it difficult to capture the collective intelligence of their employees and customers. Companies don’t know what they know—but they need to learn soon.
Thanks to a new class of collaborative technologies, organizations can now leverage information in valuable new ways: capturing accumulated knowledge, connecting employees who need information with the experts who have it, and enabling the best ideas to emerge organically. These technologies—labeled “Web 2.0”—first appeared on the Internet, where they powered successful social communities and collaborative platforms like Facebook and Wikipedia. Web 2.0 tools, practices, and philosophies are now being deployed by a wide range of organizations, making them more agile productive, and innovative.
Andrew McAfee, a veteran researcher and writer on the business impact of technology, and the originator of the phrase “Enterprise 2.0,” describes its power and tells listeners how to harness it. McAfee weaves together case studies, discussions of technological change, and multidisciplinary research to:
• Show how early adoptees like Google have profited from Enterprise 2.0
• Specify the benefits that arise when Web 2.0 technologies are deployed
• Reveal where the risks and roadblocks are with Enterprise 2.0
• Guide companies through an Enterprise 2.0 deployment
McAfee takes a practical look at the competitive challenges facing so many organizations today and explores how they can be met and conquered with the right combination of novel technologies and enlightened leadership.
POWERFUL ALTERNATIVE TO THERAPY
Feel like therapy isn’t working for you? Wish there were a better way to achieve your goals? Fire Your Therapist introduces a new, holistic approach to creating the life you want. Based on Dr. Siegler’s groundbreaking Spheres of Life Coaching Method, this audio book explains how to move beyond the “talking cure” of traditional therapy to a more creative, results-oriented way of achieving your goals. You’ll be inspired by the experiences of clients who have benefited from Dr. Siegler’s proven methods.
Fire Your Therapist is the essential step-by-step guide for anyone who wants to create a more successful life.
In the spirit of his international bestseller The Energy Bus, Jon Gordon returns with another inspirational fable filled with invaluable lessons and insights on bringing out the best in yourself and your team.
Training Camp follows the story of Martin Jones, an undrafted rookie trying to make it in the NFL. He's spent his entire life proving to the critics that a small guy with a big heart can succeed against all odds. After spraining his ankle in the preseason, Martin thinks his dream is lost . . . until he meets a very special coach who shares eleven life-changing lessons that keep his dream alive—and might even make him the best of the best.
Whether you play sports or the piano, work with a computer or a scalpel, these lessons apply to you because we all must climb the mountain before reaching its peak.
Based on his work with professional sports teams, world-class organizations, and interviews with top professionals in a wide variety of fields, Gordon reveals the deep truths and proven strategies that take the very best to the top. Training Camp reveals that the best performers—in any field—all share the same qualities. Among other traits, the best of the best are able to maintain a big-picture vision while taking focused action, they are mentally strong, they seize the moment, and they inspire excellence in the people around them.
But these aren't inborn traits; they're skills and attitudes that can be learned and applied by all. If you want to be your best, Training Camp offers inspiring, real-world wisdom on what it takes to reach true excellence and how you and your team—whether at work, school, or at home—can achieve it.
Become an active patient and build your emotional support systems.
Drawing on his experience as a thirty-year survivor of a "terminal" cancer diagnosis and his training as a licensed psychologist, Neil Fiore provides deep insight and practical tools for:
• managing the initial shock at receiving a cancer diagnosis
• lessening stress and worry
• combating depression
• preparing your body for treatment
• living a rich full life with cancer despite the fear and possibility of recurrence
Wise and compassionate, this audio book shows patients and their families how to work with medical caregivers, communicate with each other, and overcome feelings of helplessness.
Cheap suit. Cheap date. Cheap shot. It's a dirty word, an epithet laden with negative meanings. It is also the story of Lauren Weber's life. As a child, she resented her father for keeping the heat at 50 degrees through the frigid New England winters and rarely using his car's turn signals-to keep them from burning out. But as an adult, when she found herself walking 30 blocks to save $2 on subway fare, she realized she had turned into him.
In this lively treatise on the virtues of being cheap, Weber explores provocative questions about Americans' conflicted relationship with consumption and frugality. Why do we ridicule people who save money? Where's the boundary between thrift and miserliness? Is thrift a virtue or a vice during a recession? And was it common sense or obsessive-compulsive disorder that made her father ration the family's toilet paper?
In answering these questions, In Cheap We Trust offers a colorful ride through the history of frugality in the United States. Readers will learn the stories behind Ben Franklin and his famous maxims, Hetty Green (named "the world's greatest miser" by the Guinness Book of Records) and the stereotyping of Jewish and Chinese immigrants as cheap.
Weber also explores contemporary expressions and dilemmas of thrift. From Dumpster-diving to economist John Maynard Keynes's "Paradox of Thrift" to today's recession-driven enthusiasm for frugal living, In Cheap We Trust teases out the meanings of cheapness and examines the wisdom and pleasures of not spending every last penny.
START-UP NATION addresses the trillion dollar question: How is it that Israel-- a country of 7.1 million, only 60 years old, surrounded by enemies, in a constant state of war since its founding, with no natural resources-- produces more start-up companies than large, peaceful, and stable nations like Japan, China, India, Korea, Canada and the UK?
With the savvy of foreign policy insiders, Senor and Singer examine the lessons of the country's adversity-driven culture, which flattens hierarchy and elevates informality—all backed up by government policies focused on innovation. In a world where economies as diverse as Ireland, Singapore and Dubai have tried to re-create the "Israel effect", there are entrepreneurial lessons well worth noting. As America reboots its own economy and can-do spirit, there's never been a better time to look at this remarkable and resilient nation for some impressive, surprising clues.
There is no story in twentieth-century history more important to understand than Hitler’s rise to power and the collapse of civilization in Nazi Germany. With The Coming of the Third Reich, Richard Evans, one of the world’s most distinguished historians, has written the definitive account for our time. A masterful synthesis of a vast body of scholarly work integrated with important new research and interpretations, Evans’s history restores drama and contingency to the rise to power of Hitler and the Nazis, even as it shows how ready Germany was by the early 1930s for such a takeover to occur. The Coming of the Third Reich is a masterwork of the historian’s art and the book by which all others on the subject will be judged.
The Most Trusted Source on Becoming a Better Student Leader
In The Student Leadership Challenge, Kouzes and Posner—today's premier leadership experts—demonstrate how anyone can be a leader, regardless of age or experience. Grounded in the same extensive research as the best-selling The Leadership Challenge, it uses real-life stories and examples exclusively from college students to illustrate The Five Practices of Exemplary Leadership®:
• Model the Way
• Inspire a Shared Vision
• Challenge the Process
• Enable Others to Act
• Encourage the Heart
Think you know what it takes to be successful and happy? Think again!
If you were to ask anyone what factor contributes most to being successful and happy, you can be virtually certain that not one of them would mention loyalty. And that's a problem. Grounded in the most comprehensive study of loyalty ever conducted, Why Loyalty Matters proves that when it comes to business success, relationship success, and even our overall happiness, loyalty is the difference maker.
In Why Loyalty Matters, renowned loyalty experts Timothy Keiningham and Lerzan Aksoy draw from the most comprehensive study of loyalty ever conducted, the landmark Ipsos Loyalty Study, to show why loyalty is critical to our happiness as individuals and our success as a society.
You will learn:
• How to leverage 10 relationship building blocks to shape your interactions at home and work
• How organizations can gauge and strengthen employees' loyalty--and why they should
• How to boost your company's profits by finding and developing loyal customers
• How to achieve career fulfillment through loyalty to your job and coworkers
• How to develop more loyalty in your friendships, family, and community
With the collapse of investment banks, trillion-dollar-plus government bailouts, and decimated retirement portfolios, it's never been more important to understand the "new rules" of making money.
Faced with the reality that "investing will never be the same again," Fiscal Hangover may well be the most important audio book you'll listen to this year. In one easy lesson after another, you'll discover exactly what it takes to profit—and profit grandly—from the simple ideas that form the basis of the new global economy.
For the first time in 200 years, American consumers are no longer the driving force behind the world's economy. And now, with Fiscal Hangover, Keith Fitz-Gerald—one of the world's leading experts on global investing—picks apart every important change and shows you the opportunities about to arise. You'll discover how the U.S. role in the world economy is shrinking at unheard-of rates; how and why government intervention may well prevent the U.S. markets from normalizing for years to come; why Asia could well become the center of the financial world; how and why China's yuan is quietly replacing the U.S. dollar as the world's reserve currency; and much more.
Most importantly, Fitz-Gerald shows you how to capitalize on each and every trend. His secrets are simple—and so is his advice: get ahead of the biggest movements in the global economy, and you'll be set for a lifetime of riches. You’ll discover:
.• The biggest short- and long-term trends, and how to play them
• Where the global flows of money are moving—and how to get ahead of them
• How to best avoid inflation and protect the buying power of your money
• Which countries and sectors are almost inevitable winners
• Why China may well have the largest market capitalization in the world in a few short years(and why getting in now may be the most prudent thing every investor can do)
• How to play gold, oil, and alternative energy in the new global environment
• And how five simple plays can ensure your retirement—and that of your children, too
Unlike most of today's finance books, which are as lasting as yesterday's newspaper, Fiscal Hangover shows you how to prepare for what's to come, effectively allocate your investments, and grab your share of the greatest wealth creation opportunities in history.
The coming years may hold the greatest investment potential of our times, but in order to take advantage of this situation, you'll need the insights that can only be found in Fiscal Hangover.
Are you ready to start your journey to perfect health?
From the author of The Science of Getting Rich comes his second book, the Science of Being Well. The original book was first published in 1910. Peter Wink has added a foreword and revised and modernized some of the text in this new and updated version. This amazing audio will teach you how the power of positive thinking can improve your health.
It’s been said, “When the student is ready, the teacher will appear!” Well, the teacher is Wallace D. Wattles, and he’s here! Listen as his practical guide helps you explore the principles of health and leads you to a healthy, happier
In 1995, economist Rachel Kranton wrote future Nobel Prize–winner George Akerlof a letter insisting that his most recent paper was wrong. Identity, she argued, was the missing element that would help to explain why people—facing the same economic circumstances—would make different choices. This was the beginning of a fourteen-year collaboration—and of Identity Economics.
Identity economics is a new way to understand people’s decisions—at work, at school, and at home. With it, we can better appreciate why incentives like stock options work or don’t; why some schools succeed and others don’t; why some cities and towns don’t invest in their futures—and much, much more.
Identity Economics bridges a critical gap in the social sciences. It brings identity and norms to economics. People’s notions of what is proper, and what is forbidden, and for whom, are fundamental to how hard they work, and how they learn, spend, and save. Thus people’s identity—their conception of who they are, and of who they choose to be—may be the most important factor affecting their economic lives. And the limits placed by society on people’s identity can also be crucial determinants of their economic well-being.