Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents

 

This audiobook can save you more than $100,000.

These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their financial futures just to get a fancy name on a diploma. But Zac Bissonnette is walking proof that the assumption is not only false, but dangerous. From his unique double perspective—he’s a personal finance expert (at AOL Money and Finance) AND a current senior at the University of Massachusetts—Zac figured out how too get an outstanding education at a public college, without bankrupting his parents or taking on loans.

Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows and conventional wisdom about choosing and financing college. You’ll discover, for instance, that:

  • Student loans are NOT a necessary evil. Ordinary middle-class families can—and must—find ways to avoid them, even without scholarships.
  • College “rankings” are useless—designed to sell magazines and generate hype, if you trust one of the major guides when picking a college, you face a potential financial disaster.
  • The elite graduate programs accept lots of people with nonelite bachelor’s degrees. So do America’s most selective employers.

Zac can prove every one of hose bold assertions—and more. He has a simple message for parents: “RELAX! Your kid will be able to get a champagne education on a beer budget!”

How Music Works: The Science and Psychology of Beautiful Sounds, from Beethoven to the Beatles and Beyond

 

An Enthralling Investigation Into The Mysteries Of Music

 

Have you ever wondered how off-key you are while singing in the shower? Or if your Bob Dylan albums really sound better on vinyl? Or why certain songs make you cry?

 

 

Now, scientist and musician John Powell invites you on an entertaining journey through the world of music. Discover what distinguishes music from plain old noise, how scales help you memorize songs, what the humble recorder teaches you about timbre (assuming your suffering listeners don’t break it first), why anyone can learn to play a musical instrument, what the absurdly complicated names of classical music pieces actually mean, how musical notes came to be (hint: you can thank a group of stodgy men in 1939 London for that one), how to make an oboe from a drinking straw, and much more. With wit and charm, and in the simplest terms, Powell explains the science and psychology of music.

 

Clever, informative, and deeply engaging, How Music Works takes the secrets of music away from the world of badly dressed academics and gives every one of us—whether we love to sing or play air guitar—the means to enhance our listening pleasure. 

The Little Book of Economics

 

After the global financial panic and recession of 2007–2009, you don’t have to be president or a hedge fund manager to know that “It’s the economy, stupid.” Yet while the economy dominates the headlines, how it works and who influences it remain a mystery to most people. In The Little Book of Economics, Greg Ip, an award-winning journalist renowned for making complex economics easy to understand, walks you through how the economy really works. You’ll learn:

• How psychology and the Federal Reserve drive business cycles

• How a financial crisis can transform a recession into a depression

• The surprising effects of fertility rates, lawyers, and ideas on economic growth

• Whether the United States faces a lost decade like Japan did in the 1990s

• The causes of inflation, how it destabilizes society, and why deflation is even worse

• How government debt can sometimes help end a recession but, other times, bring on disaster—and how to tell the difference

• The symptoms of financial crises and why they often occur in election years

• What goes on inside the Federal Reserve, what it does when interest rates are zero, and why its power to print money has made it the world’s financial fireman

 

You can’t understand the American economy without recognizing the growing influence of the rest of the world. So The Little Book of Economics digs into globalization, how it made America’s mortgage crisis possible, how it’s exploited by China to spur growth, and how it makes the United States richer even as it widens the gap between winners and losers.

 

One side effect of the deepest economic downturn since the Great Depression is that it has ignited a fresh desire among citizens and investors to better understand the economy. The Little Book of Economics is an accessible, engaging, and entertaining guide to all of the wonderful and wicked ways in which the economy functions and what it all means to you.

Snap Selling: Speed Up Sales and Win More Business with Today's Frazzled Customers

 

Selling is tougher than ever before. Potential customers are under extreme pressure to do more with less money, less time, and fewer resources, and they're wary of anyone who tries to get them to buy or change anything. Under such extreme conditions, yesterday's sales strategies no longer work. No matter how great your offering, you face the daunting task of making yourself appear credible, relevant, and valuable.

Now, internationally recognized sales strategist Jill Konrath tells you how to overcome these obstacles to get more appointments, speed up decisions, and win sales with these short-fused, frazzled customers.

Drawing on her years of selling experience, as well as the stories of other successful sellers, she offers four SNAP Rules:

  • Keep it Simple: When you make things easy and clear for your customers, they'll change from the status quo.
  • Be invaluable: You have to stand out by being the person your customers can't live without.
  • Always Align: To be relevant, make sure you're in synch with your customers' objectives, issues, and needs.
  • Raise Priorities: To maintain momentum, keep the most important decisions at the forefront of their mind.

SNAP Selling is the perfect guide for any seller in today's increasingly frenzied environment.

What We Have: A Memoir

 

At 32, Amy Boesky thought she had it all figured out: a wonderful new man in her life, a great job, and the (nearly) perfect home. For once, she was almost able to shake the terrible fear that had gripped her for as long as she could remember. All of the women in her family had died before the age of 45 - from cancer - and she and her sisters had grown up in time's shadow. Urgency colored every choice they made and was amplified now that each of them approached 35 - the deadline their doctors prescribed for having preventive surgery with the hope that they could thwart their family's medical curse.

But Amy didn't want to dwell on fear now; she wanted to spend time with her husband and plan for a new baby; live her life. And that's just what she did. In a way that only someone who is so acutely aware of passing time can, she chose to put her anxieties aside and relish life's simple pleasures.

In What We Have, Amy shares a deeply transformative year in her family's life and invites listeners to join in their joy, laughter, and grief. Unparalleled in its optimism and wisdom,What We Have celebrates the promise of a full life, even in the face of uncertainty.

Absolutely Small: How Quantum Theory Explains Our Everyday World

 

Our intuition about how things should behave is usually right in the everyday world. We see the baseball soar in the air, arc, drop, and lie stationary on the ground. Through data gathered by our senses and basic knowledge of the laws of classical mechanics, the motion of a ball makes perfect sense.But enter the world of the tiniest particles on earth—the motion of electrons, the shapes of molecules—and everything we think we know about the world radically changes. To understand what’s really happening in the world around us, to comprehend the mysterious, counterintuitive science of the small, we must take a quantum theory view of nature. Like no other book before it, Absolutely Small makes the inherently challenging field of quantum theory understandable to nonscientists, without oversimplifying and without bogging down in complicated math.

Written by an award-winning professor at Stanford University, the book uses clear explanations and real-world examples instead of dense equations to help you understand:

  • Why strawberries are red and blueberries are blue
  • How particles can change from “mixed states” to “pure states” based solely on observation
  • How a single photon can be in two places at the same time
  • Why quantum matter sometimes acts like particles, and other times like waves
  • Why a piece of metal will glow red when it is hot, and turn blue when it’s even hotter
  • What makes salt dissolve in water, while oil does not, and much more

In the tradition of Stephen Hawking and Lewis Thomas, but without the rigorous mathematical requirements, Absolutely Small demystifies the fascinating realm of quantum physics and chemistry, complete with compelling accounts of the scientists and experiments that helped form our current understanding of quantum matter.

 

Click here for bonus content.

Goodbye Gordon Gekko: How to Find Your Fortune Without Losing Your Soul

 

We never really know how it’s going to turn out. One day a community organizer, the next day President. One day CEO of Lehman Brothers, the next day the piñata for greed and ambition run amok. Life is full of decisions, choices, and unexpected twists and turns; how you pick yourself up and react to thee unanticipated circumstances will make all the difference.

According to author Anthony Scaramucci, it is time to say goodbye to Gordon Gekko, the rogue character famously portrayed by Michael Douglas in the classic movie Wall Street. In Goodbye Gordon Gekko, Scaramucci explores opportunities for leading a rich life in a difficult, radically changed economy. Believing that the financial crisis was caused by a nation of Gekko-wannabes tripped up by status anxiety and egocentric tendencies, he argues that you can be happy and financially profitable as long as you stay true to yourself and stick to your values and principles. Scaramucci offers hope, urging you to pass through the happily-ever-after portal so that you can find your fortune and all that is fortunate.

With years of experience at Goldman Sachs, and having co-founded two successful alternative investment management companies, the author provides a behind-the-scenes view of life on Wall Street—the wins and the losses, the rights and the wrongs, the successes and the failures, the good mentors and the difficult colleagues. Through these entertaining and insightful stories, featuring advice from a diverse cast of characters ranging from Li Ka-shing to John Weinberg to his Italian nana, Scaramucci identifies the temptations and roadblocks that accompany our professional ambitions and personal choices, revealing the rules for leading a profitable and fortunate life. What does this mean in practical terms? As Scaramucci shows, it means ridding yourself of egotistical tendencies and developing the self-awareness to bounce back from failure. It means building a circle of competence made of those you trust, mentoring and celebrating others, and giving back to your company and country, all the while targeting success. It means seeing capitalism as an art and businesses as creations and vocations, not simply as levers to feeding your ego. Goodbye Gordon Gekko provides a road map to help people achieve true wealth defined beyond a checking account.

King Ichan: The Biography of a Renegade Capitalist

 

"I'm like the gunfighter you hire to save the town. That gunfighter is there to do good...but he'll only do what he does if he knows he'll get paid for it." 
—Carl Icahn

In this dramatic, deal-by-deal portrait of legendary and, until now, secretive financier Carl Icahn, best-selling business writer Mark Stevens takes us behind the scenes of some of the biggest deals in U.S. corporate history: Icahn's multibillion-dollar raid on Phillips Petroleum; his bold move on Texaco's hidebound management, which netted him $500 million in the largest single transaction ever recorded by the New York Stock Exchange; Icahn's prolonged battle with CEO David Roderick to break apart the once mighty steel giant USX; and his stunning takeover of TWA.

To write this fascinating audiobook, Mark Stevens has utilized to the ultimate his incisive investigative skills and his extraordinary access to Icahn himself as well as Icahn's friends, associates, adversaries, and critics - those who rode on his takeover bandwagon, and those who fell beneath its wheeling and dealing. The story he has to tell is that of a bookish boy from Bayswater who went to Princeton, studied philosophy, dropped out of medical school, landed as a minor player on Wall Street, and then had a billion-dollar epiphany - a means of "controlling the destiny of corporations" that would ultimately earn him his fortune.

A fascinating tale with a cast of characters that includes Michael Milken, Ivan Boesky, T. Boone Pickens, Dennis Levine, and most of the other key players of the '70s and '80s takeover era, King Icahn is the first biography of the business buccaneer who changed the course of corporate America.

Real Time Marketing and PR: How to Earn Attention in Today's Hyper-Fast World

 

Wake up, it’s revolution time! Gone are the days when you could plan out your marketing and public-relations programs well in advance and release them on your timetable. It’s a real-time world now, and if you’re not engaged, then you’re on your way to marketplace irrelevance.

“Real time” means news breaks over minutes, not days. It means ideas percolate, then suddenly and unpredictably go viral to a global audience. It’s when companies develop (or refine) products or services instantly, based on feedback from customers or events in the marketplace. And it’s when businesses see an opportunity and are the first to act on it.

Caught up in old, time-consuming processes, too many companies leave themselves fatally exposed by flying blind through this new media environment. You don’t have to be among them. Discover Real-Time Marketing and PR and get a clear path to navigate and succeed in the changed business landscape.

In this eye-opening follow-up to The New Rules of Marketing and PR, a BusinessWeek best seller, David Meerman Scott reveals the proven, practicalsteps to take your business into the real-time era. Find out how to act and react flexibly as events occur, position your brand in the always-on world of the Web, and avoid embarrassing mistakes and missteps. Real-Time Marketing and PR will also enable you to:

  • Develop a business culture that encourages speed over sloth
  • Read buying signals as people interact with your online information
  • Crowdsource product development, naming, and even marketing materials, such as online videos
  • Engage reporters to shape stories as they are being written
  • Command premium prices by delivering products at speed
  • Deploy technology to listen in on millions of online discussions and instantly engage with customers and buyers

Start with Why: How Great Leaders Inspire Everyone to Take Action

 

Why are some people and organizations more innovative, more influential, and more profitable than others? Why do some command greater loyalty from customers and employees alike? Even among the successful, why are so few able to repeat their successes over and over? People like Martin Luther King Jr., Steve Jobs, and the Wright Brothers might have little in common, but they all started with why. Their natural ability to start with why enabled them to inspire those around them and to achieve remarkable things. In studying the leaders who’ve had the greatest influence in the world, Simon Sinek discovered that they all think, act, and communicate in the exact same way—and it’s the complete opposite of what everyone else does. Sinek calls this powerful idea The Golden Circle, and it provides a framework upon which organizations can be built, movements can be led, and people can be inspired. And it all starts with WHY. Any organization can explain what it does; some can explain how they do it; but very few can clearly articulate why. WHY is not money or profit—those are always results. Why does your organization exist? Why does it do the things it does? Why do customers really buy from one company or another? Why are people loyal to some leaders, but not others? Starting with WHY works in big business and small business, in the nonprofit world and in politics. Those who start with WHY never manipulate, they inspire. And people follow them not because they have to; they follow because they want to. Drawing on a wide range of real-life stories, Sinek weaves together a clear vision of what it truly takes to lead and inspire. This book is for anyone who wants to inspire others or who wants to find someone to inspire them.

Start with Why: How Great Leaders Inspire Everyone to Take Action

 

Why are some people and organizations more innovative, more influential, and more profitable than others? Why do some command greater loyalty from customers and employees alike? Even among the successful, why are so few able to repeat their successes over and over? People like Martin Luther King Jr., Steve Jobs, and the Wright Brothers might have little in common, but they all started with why. Their natural ability to start with why enabled them to inspire those around them and to achieve remarkable things. In studying the leaders who’ve had the greatest influence in the world, Simon Sinek discovered that they all think, act, and communicate in the exact same way—and it’s the complete opposite of what everyone else does. Sinek calls this powerful idea The Golden Circle, and it provides a framework upon which organizations can be built, movements can be led, and people can be inspired. And it all starts with WHY. Any organization can explain what it does; some can explain how they do it; but very few can clearly articulate why. WHY is not money or profit—those are always results. Why does your organization exist? Why does it do the things it does? Why do customers really buy from one company or another? Why are people loyal to some leaders, but not others? Starting with WHY works in big business and small business, in the nonprofit world and in politics. Those who start with WHY never manipulate, they inspire. And people follow them not because they have to; they follow because they want to. Drawing on a wide range of real-life stories, Sinek weaves together a clear vision of what it truly takes to lead and inspire. This book is for anyone who wants to inspire others or who wants to find someone to inspire them.


The Lost Prosperity Secrets of Napoleon Hill: Newly Discovered Advice for Success in Tough Times

 

Newly Discovered Advice for Success in Tough Times from the Renowned Author of Think and Grow Rich

It isn’t everyday that an opportunity comes along to hear newly discovered advice for success in tough times book by Napoleon Hill, the legendary author of Think & Grow Rich,The Magic Ladder to Success, and The Master Key to Riches.

The Lost Prosperity Secrets of Napoleon Hill consists of a series of magazine articles Napoleon Hill wrote between 1919 and 1923 for Success magazine, for which he eventually became an editor. Hill's drive to become successful led him from the poverty stricken Appalachian Mountains to meetings with rags-to-riches tycoons. These articles focus on Hill's philosophy of success. Drawing upon the thoughts and experiences of a multitude of influential people, Hill explains how those successful people achieved their status. Many of these writings have been the basis of several best-selling books.

Listeners will discover principles designed to guide them in putting these steps to success into action. It is in these early articles that Hill honed his theories, refined his arguments, and polished his presentation of the success philosophy for the ordinary person.

A necessary handbook for our era, The Lost Prosperity Secrets of Napoleon Hill is filled with time-tested wisdom that resonates as strongly and as appropriate today as when it was first written.

Holy Ghosts: Or How a (Not-so) Good Catholic Boy Became a Believer in Things that Go Bump in the Night

 

In this extraordinary true story, the haunting of a Long Island household forces a respected writer and editor to reevaluate the mysteries of life and death as he struggles with the frightening truths of his childhood home and his town’s past. Growing up in Rockville Centre, Long Island, Gary Jansen never believed in ghosts. His mother—a devoutly Catholic woman with a keen sense for the uncanny—claimed that their family house was haunted. But Jansen never found anything inexplicable in how their doorbell would sometimes ring of its own accord or in the mysterious sounds of footsteps or breaking glass that occasionally would fill their home - or even in his mother’s sometimes unnervingly accurate visions of future events and tragedies. Though he once experienced a supernatural encounter in a Prague church as a young man, Jansen grew up into a rationalist, as well as a noted writer and editor.

In 2001 Jansen moved back into the very same house where he had once grown up, to raise a family with his wife. In 2007 he encountered a frightening, full-blown haunting in his home. This was the first episode of a phenomenon that lasted a full year and eventually included unveiling the identities of the spirits who occupied his house, reliving a tragic murder in his hometown, encountering mind-boggling coincidences between local history and episodes in his household; and finally—with the help of Mary Ann Winkowski, the real-life inspiration for TV’s Ghost Whisperer—ridding his house of these uninvited visitors.

Holy Ghosts is not only a gripping true-life ghost story, but a wry and touching memoir, as well as a meditation on the relationship between religion and the paranormal, which are often considered at odds, but which the author shows are intimately linked.

Tapping the Source: Using the Master Key System for Abundance and Happiness

 

Easy to use, enjoyable to listen to, and effective, Tapping the Source presents a revolutionary new system for manifesting the harmony, abundance, love, and fulfillment you fully deserve. This modern, enhanced-power version of Charles Haanel’s legendary Master Key System combines short-form meditation techniques with new psychological insights. It will teach you how to tap into your personal potential through Daily Manifestation Sessions, each totaling no more than three to five minutes.

Published in 1912, The Master Key System went on to influence Ernest Holmes, Napoleon Hill, and many other authors and individuals through to the present day. In Tapping the Source, William Gladstone, Richard Greninger, and John Selby have gone back to Haanel’s original words and principles, and developed specific, easy-to-follow exercises that heighten your ability to implement Haanel’s core principles. By regularly aligning your personal attitudes with the natural laws of the universe and by opening yourself to receive insights that further advance your attitudes in successful directions, you can create the life you desire.

Whether you desire a new love mate or a new job, better health or a better backhand, higher test scores or higher spiritual harmony, regardless of the type of manifestation you seek in life, here’s a full daily routine that can help generate the results you’re looking for.

Attention! This Book Will Make You Money: How to Use Attention-Getting Online Marketing to Increase Your Revenue

 

What’s the one common factor among entrepreneurs who create and grow successful online businesses today? Attention. They know what kind they need. They know how to get it. They know how to maintain it. And they know how to make it pay over the long term. Want your business to get the high quality customer engagement it needs to thrive?Attention! This Book Will Make You Money is the only guide you need.

Whether you’re starting a business, expanding or revamping an existing one, or just hunting for the latest marketing techniques, Attention! This Book Will Make You Moneyprovides you with a complete online toolbox for bringing in the customer traffic you want - the kind that boosts your brand while driving revenue and profits.

In easy, bite-size sections, Attention! This Book Will Make You Money gives you winning techniques and strategies including: 

  • Creating a compelling hook
  • Maintaining a good brand name online
  • Going from idea to success in 8 hours
  • 26 ways to generate killer ideas
  • 3 truths for coming up with great ideas • Making money from online videos
  • Making money with social media
  • Getting and keeping subscribers
  • The universal truths of selling on the Web

 

Filled with case studies, references, and proven examples of what works online, Attention! This Book Will Make You Money is your one-stop road map for success in today’s social Web marketplace.

Learning to Lead: A Workbook on Becoming a Leader

 

Over his distinguished career Warren Bennis has shown that leaders are made, not born. In Learning to Lead, written in partnership with management development expert Joan Goldsmith, Bennis provides a program that will help managers transform themselves into leaders.

Using wise insights from the world’s best leaders, helpful self-assessments, and dozens of one-day skill-building exercises, Bennis and Goldsmith show in Learning to Lead how to see beyond leadership myths and communicate vision to others. With updates throughout, Learning to Lead is both a workbook and a deeply considered treatise on the nature of leadership by two of its finest and most experienced practitioners - and teachers.

On Becoming a Leader: The Leadership Classic Revised and Updated

 

For many years, Warren Bennis has persuasively argued that leaders are not born—they are made. And for countless readers, On Becoming a Leader has served as a beacon of insight, delving into the qualities that define leadership, the people who exemplify it, and the strategies that anyone can apply to achieve it. In a world increasingly defined by turbulence and uncertainty, the call to leadership is more urgent than ever.  Featuring a provocative new epilogue on the challenges and opportunities facing leaders today, this new edition will inspire the next generation and guide us into the future.

The Truth About Leadership: The No-fads, to the Heart-of-the-Matter Facts You Need to Know

 

In these turbulent times when the very foundations of organizations and societies are being shaken, leaders need to move beyond the pessimistic predictions, the trendy fads, and the simplistic solutions. They need to turn to what’s real and what’s proven, to understand what the evidence tells us about how exemplary leaders get extraordinary things done. This is the imperative that bestselling, award-winning authors James M. Kouzes and Barry Z. Posner have undertaken in their engaging, personal, and bold new audio book, The Truth About Leadership.

 

Based on thirty years of research—and more than one million responses to Kouzes and Posner’s leadership assessment—this all-new work explores the fundamental, enduring truths of leadership that hold constant regardless of context or circumstance. In ten time-tested truths, Kouzes and Posner reveal what all leaders must know, the questions they must be prepared to answer, and the real-world issues they will likely face.

 

For nearly three decades, Kouzes and Posner’s The Leadership Challenge has helped people discover and develop their leadership potential. The Truth About Leadership will show emerging leaders the heart of leadership and what they need to know to be effective; fans of The Leadership Challenge will find a dynamic new look at what it means to lead today. This is a book leaders can use to do their real and necessary work—bringing about the essential changes that will renew organizations and communities. 

Thinking for a Change: Discovering the Power to Create, Communicate and Lead

 

Michael J. Gelb is the world's leading authority on the application of genius thinking to personal and organizational development. He shows you how to rethink the way you think by helping you discover your natural ability to create, communicate, and lead in every area of your life - from designing a dinner party to mapping out your life goals, from running a more effective business meeting to improving memory and increasing your creative power.

Thinking for a Change unveils fresh strategies for thriving on change and increasing productivity through synvergent thinking, the art of balancing logic and imagination, reason and intuition. It is a way of seeing the whole picture by integrating the larger elements and the details. It is the ability to entertain multiple pairs of seemingly opposite ideas simultaneously. Thinking for a Change also teaches listeners how to facilitate the mind's ability to link disparate ideas. This process of association is the basis for the skill of mind mapping, a method that improves the organization of ideas and encourages synvergent thinking. Based on a practical understanding of the structure and design of the human brain, and research into the thinking patterns of history's great achievers such as Darwin, Edison, and Leonardo da Vinci, mind mapping unleashes your ability to generate new ideas quickly and organize them effectively. In today's global marketplace everyone from retailers and restaurateurs to computer consultants and communications companies are restructuring, reengineering, and reinventing themselves. In a world of accelerating change, individuals and organizations can no longer afford to approach information-age problems and opportunities with industrial-age thinking skills. A more fulfilling life, a stronger organization, a saner society - they all start with your thinking, your actions, and your courage. So listen to this program and begin Thinking for a Change.

What I Didn't Learn in Business School: How Strategy Works in the Real World

 

Meet Justin Campbell. He’s a newly minted MBA who’s landed a coveted job in consulting. He’s headed to Chicago to serve HGS, a large client with an intriguing new technology its executives haven’t yet decided how to exploit. Constrained by a short timeline and limited information, Justin and his team use state- of-the-art strategy tools to analyze various possibilities.

 

Justin is energized by this challenging assignment, but soon finds the application of his strategy toolkit isn’t as straightforward as he’d expected. The political and organizational forces swirling within HGS complicate his analyses and test his fundamental understanding of important strategic concepts.

 

Justin and his cohorts aren’t “real”—What I Didn’t Learn in Business School is a business novel. But they’re realistic: they’re just like us. They are humans, not human resources, and they each have their own personality, motives, and skills. Their story reveals both the strengths and the limitations of common strategy tools. And it demonstrates tactics for navigating the messy organizational dynamics that can make or break a company’s efforts to craft successful strategies.

 

This engaging audio book uses the power of story to present potent lessons for anyone seeking to excel at strategy management. The action moves quickly, and at the end of each chapter, you’ll find provocative questions that help you tease out vital insights that you can apply in your own work.

What I Didn’t Learn in Business School is a compelling listen—whether you’re a recent business school grad struggling to apply your new knowledge or an experienced leader who already knows that no strategy is created in a vacuum.

Credit 911: Secrets and Strategies to Saving Your Financial Life

 

Truth is, there’s no secret to spending and saving wisely. Rather, living a financially secure lifestyle is as simple as taking time-proven steps today to solve past credit problems, while also preparing for a financially successful future. Others have done it. Anyone can do it. So can you. You just need someone to show you how. In Credit 911, Rodney Anderson does just that. Rodney tackles tough topics such as how to navigate through marriage, divorce, bankruptcy, foreclosure, dealing with collection agencies, the dangers and pitfalls of online shopping, protecting consumers’ identities, and many others that get to the heart of America’s financial and credit meltdown.

 

A consumer credit expert, host of CBS Radio’s Saving Your Financial  Life with Rodney Anderson, and the creator of the Medical Debt Relief Act of 2009, Rodney Anderson provides people of all ages and skill levels with a powerful set of strategies for surviving the current credit crunch and solving a wide range of common credit problems. Whether you’re facing foreclosure, bankruptcy, or mounting debt, or you’re looking for ways to secure your financial future, Credit 911 can show you how to:

 

 • Deal with collection agencies on your own terms 

 • Understand the credit system from an insider’s perspective 

 • Defend against the deceptive practices of credit card companies 

 • Boost your credit score and effectively monitor your credit 

 • Find your financial Mr. or Mrs. Right

 • Avoid financial disaster when getting divorced

 • Pick the right mortgage lender and Realtor 

 • Recover from bankruptcy and foreclosure 

 

With over twenty years of experience advising real people on their very real credit problems, Rodney Anderson possesses an intricate understanding of what it takes to manage money effectively and to take control of one’s financial life. And, after listening to Credit 911, so will you.

Think Twice: Harnessing the Power of Counterintuition

 

How to stop yourself before you make another costly decision.... No one intentionally makes bad decisions. Yet we make them all the time. In fact, some of the worst disasters in recent history - the collapse of major investment banks, the global financial meltdown - were the result of seemingly reasonable decisions made by a lot of smart people. How does this happen?

Michael J. Mauboussin argues that the correct process for deciding well - especially when the stakes are high - conflicts with how our minds naturally work.

When faced with complex situations, our brains revert to simplified patterns that obscure better approaches to the problem. Even when we think we’re applying logic and reason, we’re subconsciously succumbing to social or situational influences. Fortunately, we can override our mind’s default systems - that is, we can counter our intuition - by learning to “think twice”.

In this compelling audiobook, Mauboussin outlines a disciplined approach to decision-making that will significantly reduce costly mistakes. Through vivid stories from business, sports, science, and everyday life, Mauboussin categorizes common mental mistakes and offers actionable advice for avoiding them, including:

 

  • The Inside/Outside View: Take the experiences of others into account
  • Tunnel Vision: Force yourself to consider alternatives that make you uncomfortable
  • The Whole Is Smarter Than Its Parts: Don’t oversimplify complex problems
  • Situational Power: Be highly aware of the influence others have on you
  • The Expert Squeeze: Know when to trust so-called experts, and when not to

 

Backed by powerful research and shrewd analysis, this audio book gives you a mental toolkit for spotting dangerous decision traps - and making smarter choices in your professional and personal life.

Midnights with The Mystic: A Little Guide to Freedom and Bliss

 

Constructed around a series of late night conversations around a camp fire between Cheryl Simone and Sadhguru Vasudev on an Island in the middle of a Western North Carolina lake near her mountain home, Midnights with the Mystic is the most thorough exposition of the teachings of India's most sought after mystic.

Sadhguru challenges us to embrace the possibility that to each of us is available a higher realm of reality, a peak of consciousness; an entre into the realm of freedom and bliss. Concrete and down-to-earth, Midnights with the Mystic both provides listeners with an introduction to profound spiritual teaching and a personal glimpse of a charismatic guru

Profiles in Folly: History's Worst Decisions and Why They Went Wro

 

Using the same engrossing anecdotal format that has proved so popular in Profiles in Audacity, Alan Axelrod now turns to the dark side of audacious decision-making: those choices that, in retrospect, were shockingly wrongheaded.

Although Axelrod investigates some dumb decisions by stupid people and some evil decisions by evil people, the overwhelming majority of these decisions were made by good, smart people whose poor judgment produced disastrous, often irreversible results.

The 35 compelling and often poignant stories, which range from ancient times to today, include: The Trojan Horse; the Children’s Crusade; the sailing of the Titanic, and the false belief that it just couldn’t sink; Edward Bernays’s 1929 campaign to recruit women smokers; Neville Chamberlain’s appeasement of the Nazis; Ken Lay’s deception with Enron; and even the choice to create a “New Coke” and fix what wasn’t broke. As with Profiles in Audacity, the deftly drawn vignettes will pique interest, satisfy curiosity, give pleasure, and present valuable lessons. And in addition to offering the same insightful analysis of the decision-making process, Folly also includes objective post-mortems that explain what went wrong and why. These are cautionary tales - albeit with exquisite twists ranging from acerbic to horrific.

Candide

 

Candide is a French satire written in 1759 by Voltaire, a philosopher of the Age of Enlightenment. One of the finest satires ever written, this lively tale follows the absurdly melodramatic adventures of the youthful Candide, who is forced into the army, flogged, shipwrecked, betrayed, robbed, separated from his beloved Cunégonde, and tortured by the Inquisition. As Candide witnesses calamity upon calamity, he becomes disillusioned and discovers that all is not always for the best.

Candide is characterized by its sarcastic tone, dark humor, and erratic, fantastical, fast-moving plot. Voltaire ridicules religion, theologians, governments, armies, philosophies and philosophers, and romance.

Candide has enjoyed both great success and great scandal. It was widely banned because it contained religious blasphemy, political sedition, and intellectual hostility hidden under a thin veil of naïveté. Voltaire never admitted to having written the highly controversial Candide; instead, the work was signed Mister Doctor Ralph.